Frequently Asked Questions

Click on the questions below to reveal the answers.

We have a dedicated client services department who can assist you in this process. Please call Ian Davies today on 01737 228337 or email him at

We have been established since 2001.

Since 2002 the business has invested almost £500 million in almost 600 portfolios.

We buy defaulted unsecured consumer debt portfolios including credit cards, overdrafts, loans, telecom, utility and retail debt.

1st Credit was purchased by Intrum Justitia AB, Europe’s leading provider of credit management services, in February 2017. On June 27th 2017 Intrum Justitia and Lindorff combined to form the industry leading provider of credit management services. The combined company had pro-forma revenues of SEK 12.9 billion for the twelve months ending March 2017 and is headquartered in Stockholm, Sweden. Intrum Justitia AB is listed on Nasdaq Stockholm.

1st Credit Ltd has permission to trade from the FCA. Debts are purchased by 1st Credit (Finance) Ltd. There is no requirement for this company to hold an independent FCA Licence as an inter-company arrangement exists whereby all contact with customers is facilitated by 1st Credit Ltd.

Yes, we are an active contributor to the CSA and continually look to lead compliance standards within our industry.

Yes our licence number is Z7130188.